Whether you are starting a new course, apprenticeship or returning to college a student loan with St Brigids Credit Union can help get you there.

With the cost of 3rd level education constantly on the rise our student loan rate helps students and their families cover the cost of college fees, everyday expenses such as rent/travel expenses and the purchase of equipment.

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Loan Calculator

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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

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Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
  • Other outgoings – Credit Card or Mortgage Statement, proof of other loans (if necessary)
2

Proof of Income

  • Employed – 1 recent payslip or 3 recent payslips if it’s your first loan with us
  • Proof of grants or scholarships (if applicable)
  • Social Welfare – evidence of social welfare payment
  • Self-employed - a Revenue Commissioners Income Tax Assessment and a letter from your accountant confirming your current income and/or your most recent up to date set of accounts
3

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, Revenue Documentation
Lending criteria

Membership

  • The loan must be in the student’s name. If a student is not a member of the Credit Union, they can join and make a loan application on the same day once they meet the membership criteria.

Guarantor Required

  • A suitable guarantor may be required. Guarantor may have to provide proof of income and outgoings.

Proof of College/Apprenticeship

  • Proof of college fees or placement must be provided.
How to apply

How To Apply

You can call to any of our four branches, call us or submit an enquiry online. We can then discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St Brigid’s Credit Union please contact us today.

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