Our standard loans cover a wide range of borrowing needs, whether you are planning the perfect getaway, carrying out some home improvements or upgrading your car. You can use our loan calculator below to find your ideal payment plan and loan term.

Estimate your loan repayments

Loan Calculator

Select Loan Purpose:
I'd like to borrow:
Loan term (years):
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Loan term (years):
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Loan term (years):
Loan term (months):
Loan term (years):
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APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

∗Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 1 recent month bank statement or 3 months if it is your first loan with us
  • Other outgoings – Credit Card or Mortgage Statement, proof of other loans (if necessary)
2

Proof of Income

  • Employed – 1 recent payslip or 3 recent payslips if it’s your first loan with us
  • Self-employed - a Revenue Commissioners Income Tax Assessment and a letter from your accountant confirming your current income and/or your most recent up to date set of accounts
  • Social Welfare – evidence of social welfare payment
3

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, Revenue Documentation
Lending criteria

Ability to Repay

  • It is our responsibility to all members to ensure that we only lend members’ money to other members when it has been established that there is an ability to repay the loan. A borrower must be able to afford the loan repayments, including interest, over the full duration of a loan.

Free Loan Protection Insurance*

  • *Provided by the Credit Union to Eligible Members.

Proof of Purchase

  • Depending on the amount of a loan applied for proof of purchase may be required e.g. car check report or quotations of work being carried out.
How to apply

How To Apply

You can call to any of our four branches, call us or submit an enquiry online. We can then discuss your needs and proceed with your loan application.

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Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

If you would like more information on applying for a loan with St Brigid’s Credit Union please contact us today.

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